Davidson & Cía. Ltda.

INSURANCE BROKERS

Inspection and risk analysis.
Determination of required coverage according to needs.
Implementation of Loss Control Programs.
Insurance proposal in balance between the best hedging and the lowest cost of the premium of different branches.
Review of policies, coverage, clauses, deductibles and guarantees, review of the contractual chain.
Portfolio statements with programming and payment alternatives.
Review and permanent evaluation of the insurance market, changes in risk and quality of service against the expectations set.
Personalized attention and advice.
Analysis of premiums against claims for validity.
Own activities of the insurance brokerage (quote, placement, maturities, management reports, committees, etc.)

REVIEW OF THE CURRENT INSURANCE PROGRAM:
• Information gathering
• To identify involved parts (Insurance agency – Insurance agent)
IDENTIFICATION OF THE CLIENT’S NEEDS TOGETHER WITH THE LEADING BROKER:
• Findings
• Suggestions
EXECUTION OF THE AUDIT PLAN:
• Collection of selected offers.
• Study of the offers submitted through comparative tables of Premiums, Deductibles and Conditions: protections, clauses, sub-limits and others
MEETING WITH THE CLIENT:
• Qualification of Broker and Insurance Company according to pre-established criteria (Catastrophic risks, reconstruction clauses, Liability and the contractual Chain, Training plan and Follow-up of claims)
TRAINING PLAN
ATTENTION AND CONSULTANT’S OFFICE IN CASE OF WRECKS
CONTROL AND AUDIT OF INSURANCE PROGRAMS
• Review of insured sums
• Convenience of hedging, premiums, rates, deductibles and clauses
WARRANTY NEGOTIATION

REVISION OF POLICIES OF DIFFERENT BRANCHES:
– Hedge
• Clauses
• Deductibles
• Guarantees
INSURANCE MARKET REVIEW AND EVALUATION:
• Better hedging – Lower premium cost
CONTRACTUAL CHAIN REVIEW:
• Contracting Matrix
IDENTIFICATION OF THE CLIENT’S NEEDS TOGETHER WITH THE LEADING BROKER:
• Findings
• Suggestions
MEETING WITH THE CLIENT:
• Presentation of improvements to be implemented
TRAINING PLAN